The present project proposes the financial, technical and market study for a collaborative insurance of trips oriented to the segment of people between 20 and 35 years old, using tools such as cost system and financial balance to 5 years, this tools allows determine the viability and profitability of the proposed product. Used surveys and real data about sinister in flights during the year 2016 according to the Colombian Civil Aeronautics AEROCIVIL and growth of the market and percentages of renewal of life insurance during 2016 according to the Federation of Colombian Insurers FASECOLDA.