This investigation inquired information concerning crypto-assets and the digital economy, to provide a prior context to facilitate the analysis of the investigative process proposed, which since its approach has sought to assess the degree of knowledge and trend in perception against cryptoactives designed as a tool for the digital economy of the elderly people residing in Bogota in 2020. To respond and address the objective, correlated research is developed to determine whether the increase or decrease in one variable coincides with an increase or decrease in another variable. The correlation relates to the hypothesis and defines that the lesser degree of knowledge versus the dynamics and use of cryptoactives decreases the perception of safety and reliability against them by people. In order to obtain the necessary information that allowed the consolidation of the study and the definition of the respective research variables, it was collected through 02 (two) quantitative surveys, which were applied to the previously characterized and identified sample by directing each survey to the specific segments of students and economists, finding as a result of the investigative process the truthful and accurate assertion of the research relationship and hypothesis raised. Through the research process, an innovative and integrated perspective is finally provided to the business sector that recognizes new dynamics in the field of economics from the digital level, thus strengthening processes of globalization and manifesting a horizon of usability of digital economy processes within the transactions that make up the different markets.