Resumen En este articulo investigamos la importancia de las restricciones crediticias sobre la educacion, en un contexto de transmision intergeneracional de capital humano. Encontramos evidencia que sugiere que las restricciones de credito no son un factor determinante en la transmision intergeneracional de capital humano en Mexico. Estos resultados coinciden con estudios para paises desarrollados, donde las restricciones crediticias no parecen jugar un papel importante en la persistencia de capital humano. Nuestro articulo tambien muestra que los factores asociados al ambiente donde se desarrolla la juventud temprana de la persona parecen ser los que explican su logro educativo, lo cual coincide con varias investigaciones que sugieren que son las habilidades, y no las restricciones crediticias, las que finalmente explican los anos de educacion. Palabras clave: Capital Humano, restricciones crediticias, transmision intergeneracional ******* Abstract This paper investigates the importance of credit constraints on education, in the context of intergenerational transmission of human capital. We found evidence suggesting that credit constraints are not a main factor in the intergenerational transmission of human capital in Mexico. These results are consistent with studies for developed countries where credit constraints do not appear to play an important role in the persistence of human capital. Our article also shows that the factors associated with early youth environment where the person develops just seem to explain their educational attainment, which is consistent with several studies that suggest that are the skills, not the credit constraints, which finally explain the years of education. Key words: Human Capital, credit constraints, intergenerational transmission.