The work was established while the author was conducting business practices in the area of Fondavivienda (Employee Fund of Banco Davivienda). From the area it was identified as a problem that Fondavivienda doesn't have the criteria to define the optimal level of liquidity, that s means, there are no more precise management indicators, aimed at improving the study of liquidity levels. Based on the above, the author looks for support from different sources such as the Superintendente of Solidarity Economy and Asoriesgo among other theories to obtain these criteria that can determine the optimal level of liquidity in Fondavivienda.