In chapter 17 of the General Theory, Keynes introduced the concept of the own-rates of interest in order to study a monetary economy of production, under an implicit assumption of equilibrium. This paper extends this concept for the analysis of a monetary economy in permanent disequilibrium and upon essential uncertainty. It is shown how the theories of liquidity preference and of finance are taken as complementary explanations. Differences between actual and expected own rates help to explain short term phenomena. and the behavior of capitalist along the business cycle. Depressions appear as a possibility which, in the case of ocurring it is necessary either state intervention or any other exogenous element to the same market in order to overcome them.