In Colombia, the banking correspondent model was implemented in 2006 in order to facilitate access to the formal financial system and promote financial inclusion.This paper assess the impact of the creation of baking correspondents on access to deposit and credit products in rural and dispersed rural areas of the country, where the arrival of these fisical points implies a greater differential given the restrictions on access to traditional services channels such as ATM’s and branches. Through a model of differences-in-differences with variation in treatment timing, we find that the creation of baking correspondents does not have a statistically significant efffect on credit cards and in the saving accounts case the effect is significant but negative. Our resutls shows that advance in coverage does not imply an effect on the use and access of deposit and credit products, we suggest that it happen because the banking correspondents attended the need to have fisical services points and not to connect and link up people to the financial system.