As a result of this research, it is proposed the incorporation of risk management as an environmental determinant in flood areas of the lower Sinú River basin for territorial planning. This was carried out through the analysis of the total flood risk, determining the threat and vulnerability of the target community, likewise, the risk drivers were identified under approaches of the integral analysis of holistic and systemic risk using a PAR model through which it is established the underlying reason, the dynamic relationship of the environment, the unsafe conditions of geography, and the socio-economic characterization of the community. In this way, it was not only obtained the analysis of the areas affected by the floods by identifying the causes and establishing a level of risk tolerance, but also the risk factors with their effects in the study area. This highlighted the importance of developing immediate and priority activities in the study area