The high development of the offshore industry for supporting new marine and renewable energy projects requires a constant improvement of methods for structure designing. Because recent studies warned that maximum environmental loads occur during low sea states and not during extreme sea states as recommend by the offshore standards (e.g., RP 2AWSD-2014), this study used measured wave and current data for analyzing that warning. The Colombian Caribbean coast was selected as the study area, and in situ ADCP data combined with Reanalysis and numerical data was used for identifying proper sea states for the analysis. Then, two low and one extreme sea states were selected and their associated current profiles were extracted, for providing input data for Computational Fluid Dynamics (CFD) and Finite Element Method (FEM) simulations to evaluate the effect of the hydrodynamic forces over a floating structure. The results showed that low sea states generated maximum loads and rotations in the floating structure, and the extreme sea states caused high-frequency vibrations that could provoke structural dynamics problems such as failures due to fatigue or sudden collapse by resonance and amplification.