This work compares the thermal behavior of a distribution transformer when using as dielectric liquid a mineral oil or natural esters. These cases have been analyzed using Finite Elements Method (FEM) at the software COMSOL Multiphysics® with a 3D-symmetrical model through the Heat Transfer in Solid module. The results of simulations show a higher values of maximum temperature in mineral oil submerged transformer than in natural ester, for the same operational conditions.