Masonry has been widely used as a construction method. However, there is a lack of information on its fire behavior due to the multitude of variables that could influence this method. This paper aimed to identify the influence of loading and mortar coating thickness on the fire behavior of masonry. Hence, six masonries made of clay tiles laid with mortar were evaluated. The mortar coating had a thickness of 25 mm on the face not exposed to high temperatures, while the fire-exposed face had thicknesses of 0, 15, and 25 mm. For each mortar coating thickness, two specimens were tested, with and without loading of 10 tf/m. The real-scale specimens were subjected to the standard ISO 834 fire curve for four hours, during which the properties of stability, airtightness, and thermal insulation were assessed. Results showed that loaded specimens yielded smaller deformations than unloaded ones. Samples that lacked mortar coating on the fire-exposed face underwent fire resistance decrease of 27.5%, while the ones with 15 mm decreased by 58.1%, and the ones with 25 mm decreased by 41.0%. As mortar coating thickness increased, the plane deformations decreased from 40 mm to 29 mm and the thermal insulation properties of the walls improved significantly. For specimens with mortar coating thickness of 25 mm, the load application resulted in a reduction of 23.8% of the thermal insulation, while the unloaded specimen showed a decrease of 43.3%, as well as a modification of its fire-resistance rating.