Agriculture in Mexico has polarised into peasant and business agriculture, the latter characterised as being more technologically enhanced.An important factor in the transition from peasant agriculture to entrepreneurial agriculture has been that of credit in fixed assets. Regrettably,the agricultural sector has suffered from financing shortages due to hazards inherent to the sector, inciting uncertainty in financialintermediaries with regards to the fulfilment of payment by the agricultural producer, and the redirecting of most of its resources to othersectors. On the other hand, agricultural producers themselves often hesitate when faced with the decision to invest in their unpredictable