This paper presents the results of a hydrological study aimed at characterizing flood-prone areas in the urban growth zone in the city of Manizales based on the potential effects of melting of the Nevado del Ruiz glacier, in Caldas, Colombia. These results constitute a basis for decision making regarding possible urban growth zones in Andean areas that face risks from volcanic eruptions producing lahars and floods caused by glacier melt. Conservative estimates of extreme flows in the Chinchiná River in the urban growth area of El Rosario can be obtained by considering the effects of rain triggered by airborne particulate material following a volcanic explosion combined with the effects of glacier melt. The effects of global warming on tropical glaciers contribute to their retreat, leading to their disappearance. Therefore, the worst scenario would take place if these events occurred in the short term as glacier volume decreases with time.Editor Z.W. Kundzewicz; Associate editor not assigned